Texas
Last Updated: 03/19/2013

Resident Licensing (RL) and Resident License Renewals (RLR) https://pdb.nipr.com/html/erlWelcome.html

Remember: Please check the Announcements for any last minute notifications about the states to which you are applying.

Resident Licensing for initial application
Primary Rules

License Classes Accepted
*Please note that license class names can vary by state.
Individuals

Business Entities

State Specific Requirements
Every individual applicant for a Texas resident insurance producer license must meet the following requirements:

• Applicant must provide a valid SSN/FEIN (Tax ID) to process application.
• Non-Citizen of U.S. must show proof of U.S. work authorization
• Resident, Business and Mailing addresses are required. Business address must be a physical address. It cannot contain a PO Box or Private Mailing Box.
• Applicant’s addresses must match current PDB record for resident state where applicable.
• Applicant must be at least 18 years of age
• Applicant must provide a business phone number.
• Applicant must not hold an active resident license in another state.
• Applicant must provide both a personal email address and a business email address.
• Applicant must not have an active equivalent license for the requested LOA(s) in TX.
• Background questions must all be answered.
• Applicant may late renew through RLR day after expiration date + 89 days if the current status of their license is active.
• Applicant may reinstate through RL between 91 and 365 days after the expiration date for the selected license type if the current status of their license is inactive, after 365 days applicant may apply as new.
• Surplus Lines applicants must hold an active General Lines Agency Agent Property & Casualty or MGA license in TX. License expiration date of underlying MGA or Property & Casualty license must not be expired - Supporting license’s expiration date must be in the future.
• Applicant may not apply for a Personal Lines Property and Casualty Agent license if they hold an active General Lines Agent Property and Casualty license
• Applicant may not apply for a Life Only Agent License if they currently hold an active General Lines Agent Life, Accident, Health, & HMO.
• The “Variable” LOA is included in the "Life, Accident, Health & HMO" LOA or the "Life" LOA license which are defined as the following two license classes: License class "General Lines Agency/Agent" with the LOA "Life, Accident, Health & HMO" or the "Life Agency/Agent" with the LOA of "Life". When holding either of these two license classes as they are defined above you may be appointed with a company that offers "Variable Annuities" or Variable Life”.
• The "General Lines Agency/Agent" with the LOA "Life, Accident, Health & HMO" includes the "Life Agency/Agent" with the LOA of "Life".
• The "General Lines Agency/Agent" with the LOA "Property and Casualty" includes the "Personal Lines Property and Casualty Agency/Agent" with the LOA of "Personal Lines Property and Casualty.

Adjuster Applicant:

• If you are qualifying for the Adjuster license through a Course certificate of completion obtained within the last 12 months, submit a copy of the certificate to TDI using one of the State contact methods listed at the end of this document.
• If you are claiming exemption from qualifying due to a (CPCU) or (AIC) designation, you must submit a copy of the designation to TDI using one of the State contact methods listed at the end of this document.

Public Insurance Applicant:

• The ORIGINAL bond must be mailed to the address at the bottom of this document for the Texas Department of Insurance.
• If you do not qualify for the fingerprint exemption, you must submit a copy of your fingerprint receipt to the Texas Department of Insurance using one of the State contact methods listed at the end of this document.
• If you are you claiming exemption from the requirement to submit a fingerprint receipt based on being an individual applicant with an active TX license and have already submitted fingerprints to TDI with another license application, you must provide your Texas Department of Insurance License number on the application.

(Q2) Are you indebted to any policyholder, insurance or reinsurance company, insurance agency, general agent, managing general agency, premium finance company or court appointed liquidator for premiums collected or commissions retained, or have any claims or judgments been filed against you for retaining premiums or commissions?

(Q3) During the last 6 months, have you applied for or received a temporary license of the type for which you are now applying?

(Q4) Do you currently hold any adjuster, public insurance adjuster or insurance agent license in any state other than Texas or have you held any adjuster, public insurance adjuster or insurance agent license in any state other than Texas within the last five years?

(Q5) Have you read TX State Specific Requirements?
https://pdb.nipr.com/html/SSR/Texas_ERL.htm

(Q6)ADJUSTER: Provide the Full Name of the firm or insurer with whom the adjuster will be employed or, if Self employed, enter the applicant’s name:

(Q7)PUBLIC INSURANCE ADJUSTER: Provide the Full name of the currently licensed firm or person for whom you will be employed as a Public Insurance Adjuster (PI A), if self-employed, enter applicant's name. Applicant must also enter the (PIA) Employers Texas PIA license number

 ELECTRONIC FINGERPRINTING:

View the Electronic Fingerprinting instructions at the following
Location: www.tdi.texas.gov/licensing/agent/documents/FingerprintingElectr.pdf

(Fingerprints provided for an application will be used to check criminal history records of the Texas Department of Public Safety (DPS) and the Federal Bureau of Investigation (FBI), in accordance with applicable statutes).

NOTE: TDI cannot complete processing an entity application until it receives a criminal history report from DPS and FBI for each individual listed that is required to furnish a fingerprint receipt.
Important State Information
License type information and descriptions, including examination requirements and exemptions, may be found at www.tdi.texas.gov/licensing/agent/aglityp.html.
Fingerprinting: The fingerprint requirement is authorized in Texas Insurance Code §801.056 and amended 28 TAC §1.501 and §§1.503 - 1.509. The complete text of the rule may be accessed at http://www.tdi.texas.gov/rules/2006/1003e-059.html.
The Texas Department of Insurance strongly encourages all resident applicants to utilize electronic fingerprinting through approved vendors as authorized under the rule. Electronic fingerprinting is fast and accurate, and in most cases will avoid potential delays in the processing of your submission.

Fingerprints provided for this application shall be used to check criminal history records of the Texas Department of Public Safety and the Federal Bureau of Investigation, in accordance with applicable statutes.
TDI cannot complete processing an application until it receives a criminal history report from DPS and FBI for applicants required to provide fingerprints.
References: You may view the Texas Insurance Code at: http://www.statutes.legis.state.tx.us/?link=IN and the Texas Administrative Code at: http://info.sos.state.tx.us/pls/pub/readtac$ext.ViewTAC?tac_view=3&ti=28&pt=1

Business Entities:
For each entity listed in response to DRLP, provide an attachment detailing the name and address of all individuals and entities that have control relationships affecting the applicant entity up to the ultimate controlling individual or entity. If an entity is a trust, also give the name and address of the trustee. This attachment may be in the form of an organization chart.
The DOB and Mailing address of DRLP’s must be submitted to the Texas Department of Insurance prior to license approval.

Business Authority in Texas: Most entities are required to register to do business in this state prior to obtaining an insurance license.
a) All resident and nonresident corporations, limited liability companies, limited partnerships, limited liability partnerships, and agricultural cooperatives must provide evidence of authority to do business in the State of Texas by providing a copy of their Charter, Certificate of Authority, or registration that was obtained from the Texas Secretary of State’s office. You may contact the Texas Secretary of State’s office at www.sos.state.tx.us or call 512-463-5701.
b) All banks and farm credit administration entities must provide a copy of the document issued by a federal or Texas state agency authorizing the entity to do business in Texas.

Franchise Tax: Entities are not required to provide the Department a current Texas Franchise Tax Certificate of Good Standing or a copy of the No Nexus Letter the entity received from the Texas Comptroller to obtain an agency license. However, your entity may still be a taxable entity subject to applicable Texas franchise tax. To determine if your entity is subject to Texas franchise tax, contact the Texas Comptroller of Public Accounts at www.cpa.state.tx.us or call 512-463-4865 or 1-800-252-1386.

Surplus Lines applicants are not required to provide financial responsibility.

State Contact Information:
Postal Address:
Texas Department of Insurance
Applications Section, MC 107-1A
P. O. Box 12069
Austin, TX 78711-2069

Fax and Email Contact information:
Phone: 512-322-3503
Fax: 512-490-1052
Email: TDI-LicApps@tdi.texas.gov

Make sure you identify yourself as an (Individual or Entity) by listing the information below.

If submitting documents by email, be sure and put the License type applied for in the subject line.
Example:

Subject: Resident General Lines Property and Casualty

Applicant Information:
Applicant’s Full Legal Name:
Contact Email Address:
NIPR Transaction Number:
License Type applying for:
Qualification(s) / Line of Authority(s) applying for:

Submitter Information:
Name / Firm Name:
Position:
Email Address:
Business Address:
Business Phone:

Resident License Renewals (RLR)
Primary Rules

License Classes Accepted
*Please note that license class names can vary by state.
Individuals

*Fees shown are only State Fees. These fees do not include Transaction Fees.
Additional Fees

Business Entities

*Fees shown are only State Fees. These fees do not include Transaction Fees.
Additional Fees

Renewal Period

State Specific Individual Requirements
Every individual applicant for a Texas resident insurance producer license must meet the following requirements in order to renew their license:

• Background question documentation can be submitted via the NIPR Attachment Warehouse.
• Applicant cannot renew earlier than 87 days prior to license expiration date for an active LOA.
• Late renewals are allowed day after expiration date + 89 days if the current status of the license is active and LOAs are active.
• Partial renewals are allowed.
• Applicants renewing Surplus Lines must have active Texas General Lines Property & Casualty or Texas MGA licenses on PDB with a future expiration date.

State Specific Business Entity Requirements
Every business entity applicant for a Texas resident insurance producer license must meet the following requirements in order to renew their license:

• Background question documentation can be submitted via the NIPR Attachment Warehouse.
• Applicant cannot renew earlier than 87 days prior to license expiration date for an active LOA.
• Applicant may reinstate (or late renew) on the 91st day after expiration date as long as license is active and LOAs are active.
• Partial renewals are allowed.
• Applicants renewing Surplus Lines must have active Texas General Lines Property & Casualty or Texas MGA licenses on PDB with a future expiration date.

State Contact Information:
Texas Dept. of Insurance
Mail Code 107-1A
P.O. Box 149104
Austin, TX. 78714-9104
Fax # (512) 490-1054