Nevada

Resident Licensing

https://pdb.nipr.com/html/erlWelcome.html

Remember: Please check the Announcements for any last minute notifications about the states to which you are applying.

Primary Rules


Yes

Accepts licenses for Individuals

Yes

Accepts licenses for Business Entities

Yes

Accepts Major lines of authority

Yes

Accepts Limited lines of authority

Yes

Applicants may add lines of authority to an existing active license (amendment) (If Applicable)

Yes

Applicants may reinstate license

Yes

Accepts Surplus Lines Producer license for Individuals.

Yes

Accepts Surplus Lines Producer license for Business Entities.

Yes

License Printing Available Electronically

License Classes Accepted
Individuals


License Class

LOA

Exams Verified before Application

Total Initial Fee (Per Application)

Total Reinstatement Fee (Per Application)

Res Producer/Producer Firm

Casualty*

No

$195.00

$195.00

Res Producer/Producer Firm

Health*

No

$195.00

$195.00

Res Producer/Producer Firm

Life*

No

$195.00

$195.00

Res Producer/Producer Firm

Personal Lines*

No

$195.00

$195.00

Res Producer/Producer Firm

Property*

No

$195.00

$195.00

Res Producer/Producer Firm

Variable Annuities/Var Life

No

$195.00

$195.00

Res Producer/Producer Firm

Limited Credit

No

$195.00

$195.00

Res Producer/Producer Firm

LIMITED TRAVEL BAGGAGE

No

$195.00

$195.00

Res Producer/Producer Firm

Crop

No

$195.00

$195.00

Res Producer/Producer Firm

LIMITED FIXED ANNUITY

No

$195.00

$195.00

Res Producer/Producer Firm

Portable Electronics

No

$195.00

$195.00

Res Surplus Lines Broker

Not Applicable

No

$195.00

$195.00

Res Motor Club Agt/Agy

Motor Club

No

$148.00

$148.00

Independent Adjuster

Property

No

$195.00

$195.00

Independent Adjuster

Casualty

No

$195.00

$195.00

Public Adjuster

Property*

No

$195.00

$195.00

Public Adjuster

Casualty*

No

$195.00

$195.00

Associate Adjuster

Not Applicable

No

$195.00

$195.00

*Exam is Required before application will be processed
Additional Fees

Fee Type

Fee

Affiliation Fee

$60.00 per affiliation

Amendment Fee

$60.00 per application

Business Entities

License Class

LOA

DRLP Required

Total Initial Fee

Total Reinstatement Fee

Res Producer/Producer Firm

Casualty

Yes

$195.00

$195.00

Res Producer/Producer Firm

Health

Yes

$195.00

$195.00

Res Producer/Producer Firm

Life

Yes

$195.00

$195.00

Res Producer/Producer Firm

Personal Lines

Yes

$195.00

$195.00

Res Producer/Producer Firm

Property

Yes

$195.00

$195.00

Res Producer/Producer Firm

Variable Annuities/Var Life

Yes

$195.00

$195.00

Res Producer/Producer Firm

Limited Credit

Yes

$195.00

$195.00

Res Producer/Producer Firm

LIMITED RENTAL CAR

Yes

$195.00

$195.00

Res Producer/Producer Firm

LIMITED TRAVEL BAGGAGE

Yes

$195.00

$195.00

Res Producer/Producer Firm

Crop

Yes

$195.00

$195.00

Res Producer/Producer Firm

LIMITED FIXED ANNUITY

Yes

$195.00

$195.00

Res Producer/Producer Firm

Portable Electronics

Yes

$195.00

$195.00

Res Surplus Lines Broker

Not Applicable

No

$195.00

$195.00

Res Motor Club Agt/Agy

Motor Club

No

$148.00

$148.00

Independent Adjuster

Property

No

$195.00

$195.00

Independent Adjuster

Casualty

No

$195.00

$195.00

Public Adjuster

Property

No

$195.00

$195.00

Public Adjuster

Casualty

No

$195.00

$195.00

License Printing
Licenses may be printed electronically at:http://www.doi.nv.gov/producers.aspx

Important Definitions
Agency Affiliations - Agencies that the individual producer is licensed as an active member of that agency (business entity).
Other - Affiliation is a contract of employment (as a contract employee, not necessarily salaried) between producers (individual producer and an agency).
State Specific Individual Requirements
Every individual applicant for a Nevada resident insurance producer license must meet the following requirements:

  • Applicant must meet the minimum age requirement of 18 years of age.
  • Applicant must not already have an equivalent license for the requested LOA(s) in the state.
  • Applicant must not have an active non-resident license in Nevada.
  • Applicant must not have an inactive non-resident license in Nevada.
  • Applicant must not hold an active resident license in another state.
  • Employment history must show at least five (5) years and be listed in order from current employer back five (5) years with no gaps.
  • Applicant must provide business email address on the application.
  • At least one address provided on application must be in the state of NV and that address cannot contain a P.O. Box.
  • Applicant must pass the required exam for the applicable selected lines.
  • Applicant applying for reapplication is exempt from exams as long as they are 1 year or less past expiration. 366 days past expiration, they are no longer exempt.
  • Applicants applying for variable contracts must provide FINRA CRD #.
  • Applicant with an active license that is 30 days or less past expiration may not apply via Resident Licensing. Applicant must late renew through Resident License Renewals.
  • Applicant with a status reason of "Failure to Renew" may reapply/reactivate license through Resident Licensing as long as current date is 31 or more days past expiration and the license is inactive.
  • Applicants who are non-citizen must provide a copy of work authorization or green card and must reside in the U.S.
  • Producers cannot obtain an Adjuster License if they hold any of the following LOAs on their Producer license:
    • Property
    • Casualty
  • If applicant holds an active Independent Adjuster, Public Adjuster, or Associate Adjuster license, applicant cannot apply for a Producer License with Property or Casualty Lines of Authority.
  • Applicant with an active Independent Adjuster, Public Adjuster, or Associate Adjuster license on PDB cannot apply for a Surplus Lines Broker license.
  • Applicants who currently hold active Surplus Lines Broker license cannot obtain an Adjuster license.
  • Applicant applying for Resident Surplus Lines Broker license must actively hold a Resident Producer license with both Property and Casualty Lines of Authority.
  • Applicant is exempt from license exam if they apply within 90 days of cancellation of their former resident state's license.
  • All Surplus Lines Broker applications will defer for state review.
  • Applicants answering one of the background questions "Yes", with the exception to #4, must print, sign, and date the application prior to submitting to the contact address below.
  • For background questions, please use the NIPR attachment warehouse, https://pdb.nipr.com/docMgmt/main.html, to submit your documentation.
  • Please note: State fees will not be collected by NIPR (on behalf of NV) when a transaction is declined according to NV business rules. Transaction fees and processing fees will also apply.

State Specific Business Entity Requirements
Every business entity applicant for a Nevada resident insurance producer license must meet the following requirements:

  • Applicant must not already have an equivalent license for the requested LOA(s) in the state.
  • Applicant must not have an active non-resident license in Nevada.
  • Applicant must not have an inactive non-resident license in Nevada.
  • Applicant must not hold an active resident license in another state.
  • Applicant must provide business email address on the application.
  • At least one address provided on application must be in the state of NV and that address cannot contain a P.O. Box.
  • Applicant with an active license that is 30 days or less past expiration may not apply via Resident Licensing. Applicant must late renew through Resident License Renewals
  • Applicant with a status reason of "Failure to Renew" may reapply/reactivate license through Resident Licensing as long as current date is 31 or more days past expiration and the license is inactive.
  • Business entities must be one of the following legal business types:
    • Corporation
    • Partnership
    • Sole Proprietorship
    • Limited Liability Company (LLC)
    • Limited Liability Partnership (LLP)
  • Business Entity Producers cannot obtain an Adjuster License if they hold any of the following LOAs on their Producer license:
    • Property
    • Casualty
  • A business entity with an active Independent Adjuster or Public Adjuster license cannot apply for a Surplus Lines Broker license.
  • Business Entities that currently hold active Surplus Lines Broker license cannot obtain an Adjuster license.
  • At least one DRLP must be provided on application and must have an active resident or non-resident producer license in NV for the equivalent lines of authority for which the business is applying.
  • Applicant applying for a Resident Business Entity Adjuster license must list a DRLP that actively holds an Adjuster license in Nevada as a resident or non-resident
  • Applicant applying for Res Motor Club Agy must list a DRLP that actively holds a Motor Club license in Nevada as a resident or non-resident.
  • Applicant applying for Res Surplus Lines Broker must list a DRLP that actively holds a Surplus Lines Broker license in Nevada as a resident or non-resident.
  • Applicants answering one of the background questions "Yes", with the exception to #4, must print, sign, and date the application prior to submitting to the contact address below.
  • For background questions, please use the NIPR attachment warehouse, https://pdb.nipr.com/docMgmt/main.html, to submit your documentation.
  • Please note: State fees will not be collected by NIPR (on behalf of NV) when a transaction is declined according to NV business rules. Transaction fees and processing fees will also apply.

 

Resident License Renewals (RLR)

https://pdb.nipr.com/html/erlWelcome.html

Remember: Please check the Announcements for any last minute notifications about the states to which you are applying.

Primary Rules


Yes

Accepts renewals for Individuals

Yes

Accepts renewals for Business Entities

Yes

Accepts Major lines of authority renewals

Yes

Accepts Limited lines of authority renewals

Yes

Applicants may late renew their license

Yes

Accepts Surplus Lines Producer license renewals for Individuals.

Yes

Accepts Surplus Lines Producer license renewals for Business Entities.

No

Partial Renewals Allowed

Yes

License Printing Available Electronically

License Classes Accepted Individuals


License Class

LOA

CE Verified before Application

Total Renewal Fee (Per Application)

Total Late Renewal Fee (Per Application)

Res Producer/Producer Firm

Casualty*

No

$195.00

$257.50

Res Producer/Producer Firm

Health*

No

$195.00

$257.50

Res Producer/Producer Firm

Life*

No

$195.00

$257.50

Res Producer/Producer Firm

Personal Lines*

No

$195.00

$257.50

Res Producer/Producer Firm

Property*

No

$195.00

$257.50

Res Producer/Producer Firm

Variable Annuities/Var Life

No

$195.00

$257.50

Res Producer/Producer Firm

Limited Credit

No

$195.00

$257.50

Res Producer/Producer Firm

LIMITED TRAVEL BAGGAGE

No

$195.00

$257.50

Res Producer/Producer Firm

Crop

No

$195.00

$257.50

Res Producer/Producer Firm

LIMITED FIXED ANNUITY

No

$195.00

$257.50

Res Producer/Producer Firm

Portable Electronics

No

$195.00

$257.50

Res Surplus Lines Broker

Not Applicable

No

$195.00

$257.50

Res Motor Club Agt/Agy

Motor Club

No

$148.00

$187.00

Independent Adjuster

Property

No

$195.00

$257.50

Independent Adjuster

Casualty

No

$195.00

$257.50

Public Adjuster

Property*

No

$195.00

$257.50

Public Adjuster

Casualty*

No

$195.00

$257.50

Associate Adjuster

Not Applicable

No

$195.00

$257.50

*Continuing Education is required before application will be processed.
*Late Renewal Period lasts from day after expiration date up to 30 days.
*Fees shown are only State Fees. These fees do not include Transaction Fees.
Additional Fees


Fee Type

Fee

Affiliation Fee*

$60.00 per affiliation

Late Affiliation Fee (Adjuster Only)

$90.00 per affiliation (Total Fee)

Business Entities


License Class

LOA

DRLP Required

Total Renewal Fee (Per Application)

Total Late Renewal Fee (Per Application)

Res Producer/Producer Firm

Casualty

Yes

$195.00

$257.50

Res Producer/Producer Firm

Health

Yes

$195.00

$257.50

Res Producer/Producer Firm

Life

Yes

$195.00

$257.50

Res Producer/Producer Firm

Personal Lines

Yes

$195.00

$257.50

Res Producer/Producer Firm

Property

Yes

$195.00

$257.50

Res Producer/Producer Firm

Variable Annuities/Var Life

Yes

$195.00

$257.50

Res Producer/Producer Firm

Limited Credit

Yes

$195.00

$257.50

Res Producer/Producer Firm

LIMITED RENTAL CAR

Yes

$195.00

$257.50

Res Producer/Producer Firm

LIMITED TRAVEL BAGGAGE

Yes

$195.00

$257.50

Res Producer/Producer Firm

Crop

Yes

$195.00

$257.50

Res Producer/Producer Firm

LIMITED FIXED ANNUITY

Yes

$195.00

$257.50

Res Producer/Producer Firm

Portable Electronics

Yes

$195.00

$257.50

Res Surplus Lines Broker

Not Applicable

Yes

$148.00

$187.00

Res Motor Club Agt/Agy

Motor Club

Yes

$195.00

$257.50

Independent Adjuster

Property

Yes

$195.00

$257.50

Independent Adjuster

Casualty

Yes

$195.00

$257.50

Public Adjuster

Property

Yes

$195.00

$257.50

Public Adjuster

Casualty

Yes

$195.00

$257.50

*Late Renewal Period lasts from day after expiration date up to 30 days.
*Fees shown are only State Fees. These fees do not include Transaction Fees.

Renewal Period


Class

Renewal Period Begins

Late Renewal Period Begins

Late Renewal Period Ends

Other Information:

Res Producer/Producer Firm

60 Days Prior to Expiration

Day After Expiration

30 Days after Expiration

Licenses renew Triennially on the first date of the month following date of issue.

Res Surplus Lines Broker

60 Days Prior to Expiration

Day After Expiration

30 Days after Expiration

Licenses renew Triennially on the first date of the month following date of issue.

Res Motor Club Agt/Agy

60 Days Prior to Expiration

Day After Expiration

30 Days after Expiration

Licenses renew Triennially on the first date of the month following date of issue.

Independent Adjuster

60 Days Prior to Expiration

Day After Expiration

30 Days after Expiration

Licenses renew Triennially on the first date of the month following date of issue.

Public Adjuster

60 Days Prior to Expiration

Day After Expiration

30 Days after Expiration

Licenses renew Triennially on the first date of the month following date of issue.

Associate Adjuster

60 Days Prior to Expiration

Day After Expiration

30 Days after Expiration

Licenses renew Triennially on the first date of the month following date of issue.

License Printing

Licenses may be printed electronically at:http://www.doi.nv.gov/producers.aspx

State Specific Individual Requirements

Every individual applicant for a Nevada resident insurance producer license must meet the following requirements in order to renew their license:

  • Applicant must have an equivalent license for the requested LOA(s) in the requested state.
  • Background question documentation can be submitted via the NIPR Attachment Warehouse at: https://pdb.nipr.com/docMgmt/main.html
  • Licenses with the status of "Voluntary Surrender" or "Cancelled" may not renew their license. Applicants must use Resident Licensing to reapply.
  • Licenses over 30 days past the expiration must use Resident Licensing to reapply
  • Affiliations with a begin date that is less than 60 days prior to the expiration date of the license is not included on the renewal.
  • Applicant must be applying to renew all active lines held on license. No partial renewals are allowed.
  • Applicant cannot renew a Res Surplus Lines Broker license if an active Independent Adjuster, Public Adjuster, or Associate Adjuster license exists on PDB.

State Specific Business Entity Requirements

Every business entity applicant for a Nevada resident insurance producer license must meet the following requirements in order to renew their license:

  • Applicant must have an equivalent license for the requested LOA(s) in the requested state.
  • Background question documentation can be submitted via the NIPR Attachment Warehouse at: https://pdb.nipr.com/docMgmt/main.html
  • Licenses over 30 days past the expiration must use Resident Licensing to reapply
  • Applicant must provide at least one Designated Responsible Licensed Producer (DRLP).
  • At least one DRLP must have an active resident or non-resident producer license in NV.
  • Applicants applying for Res Surplus Lines Broker must list a DRLP that actively holds a Surplus Lines Broker license in Nevada as a resident or non-resident.
  • Applicants applying for Res Motor Club Agy must list a DRLP that actively holds a Motor Club license in Nevada as a resident or non-resident.
  • Applicant applying for a Resident Business Entity Adjuster license must list a DRLP that actively holds an Adjuster license in Nevada as a resident or non-residents.
  • Applicant must be applying to renew all active lines held on license. No partial renewals are allowed.
  • Applicant cannot renew a Res Surplus Lines Broker license if an active Independent Adjuster or Public Adjuster license exists on PDB.

State Contact Information:

Nevada Division of Insurance
1818 East College Pkwy, Suite 103
Carson City, NV 89706
Attn: Producer Licensing Department
Phone: 775-687-0700
Fax: 775-687-0797
Website: www.doi.nv.gov