Minnesota

Last Updated: 7/11/2013

 

Non-Resident Licensing

https://pdb.nipr.com/html/nrlWelcome.html

 

Remember: Please check the Announcements for any last minute notifications about the states to which you are applying.

 

Primary Rules

Yes

Accepts licenses for Individuals

Yes

Accepts licenses for Business Entities

Yes

Accepts Major lines of authority

Yes

Accepts Limited lines of authority

Yes

Applicants may add lines of authority to an existing active license (amendment) (If Applicable)

Yes

Applicants may reinstate(reapplication) license

Yes

Accepts Surplus Lines Producer license for Individuals.

No

Accepts Surplus Lines Producer license for Business Entities.

Yes

License Printing Available Electronically

 

Non-Resident License Classes Accepted for Initial Application

*Please note that license class names can vary by state.

 

Individuals

License Class

LOA

Producer

Life

Producer

Accident & Health

Producer

Property

Producer

Casualty

Producer

Var. Life & Var. Annuities

Producer

Personal Lines

Producer

Farm Property & Liability

Producer

Bail Bonds

Producer

Credit

Producer

Title

Producer

Travel

Surplus Lines

Surplus Lines

 

Business Entity

License Class

LOA

Business Producer

None

Indv Prop Agency

None

Non-Res Reinsurance Intermediary Managers 

None

Non-Res Reinsurance Intermediary Brokers

None

Non-Res Public Adjuster Solctr Agy

None

Non-Res Crop Hail Adjuster Agency

None

 

Fees for Individuals

License Class

Fee Type

Fee

Producer

License Fee

$ 50.00 per LOA + Tech Fee

Surplus Lines

License Fee

$ 500.00 + OET fee

*Fees shown are only State Fees.  These fees do not include Transaction Fees.

 

Fees for Business Entity

License Class

DRLP Required

Fee Type

Fee

Business Producer

Yes

License Fee

$ 200.00 + OET fee

Indv Prop Agency

Yes

License fee

$ 0

Non-Res Reinsurance Intermediary Managers 

Yes

License Fee

$200.00 + OET fee

Non-Res Reinsurance Intermediary Brokers

Yes

License Fee

$200.00 + OET fee

Non-Res Public Adjuster Solctr Agy

Yes

License Fee

$50.00 per LOA + OET Fee

Non-Res Crop Hail Adjuster Agency

Yes

License Fee

$50.00 per LOA + OET Fee

*Fees shown are only State Fees.  These fees do not include Transaction Fees.

 

Additional Fees

Fee Type

Fee

Technology Fee

$ 25.00

OET Surcharge

OET Surcharge is charged to Licenses that are not already charged the Technology Fee

  • License fee is $0.10 - $50 then Surcharge is $5
  • License fee is $50.10 - $1,500 then Surcharge is 10%
  • License fee is more than $1,500 then the Surcharge is $150

 

 

License Printing

Licenses may be printed electronically at: http://www.nipr.com/producer_licensing_map.htm

 

State Specific Individual Requirements

Every individual applicant for a Minnesota Non-Resident insurance producer license must meet the following requirements:

Technology Fee - The 2007 Legislature passed a provision that requires many applicants for licensure and current licensees to pay up to a $25.00 fee to cover the costs associated with implementing the Department's electronic licensing systems. This new legislation affects Insurance Producers, Public Adjusters and Independent Adjusters and is added to the total cost of the license or license renewal. In return for paying the technology fee, insurance producers and their education providers will no longer have to pay on a per transaction basis to use many of the online services such as printing a license, requesting letters of certification, making address or name changes, etc.

 

An OET Surcharge is charged to License classes that are not already charged the Technology Fee and is added to the total cost of the license or license renewal. The OET fee is 10% of the original license fee with a minimum fee of $5.00 to a maximum of $150.00. Example: The License fee is $200.00 + OET fee is $20.00 and the total fee charged is $220.00.

 

State fees will not be collected by NIPR (on behalf of MN) when a transaction is declined according to MN business rules. Transaction fees and processing fees will still apply. Violation of the following rules will result in a decline response.

 

TENNESSEN WARNING

On your application, the Minnesota Department of Commerce will ask you for information, like your Social Security number, that is classified as "private data" under the Minnesota Government Data Practices Act (Minnesota Statutes, chapter 13). The Data Practices Act requires any governmental entity asking an individual to supply private data to inform the individual of:
(a) the purpose and intended use of the requested data;
(b) whether the individual may refuse to supply the requested data or is legally required to supply it;
(c) any known consequence of supplying or refusing to supply private data; and
(d) the identity of other persons or entities authorized by state or federal law to receive the data.
The information contained in (a)-(d) is called a "Tennessen Warning" and is set forth below. The Tennessen Warning also satisfies the federal notice requirement under 5 U.S.C. 552a Note, which is triggered by our request for your Social Security number in the application.
If the Commissioner of Commerce issues a license to you, all information contained in your application, except your Social Security number and nondesignated addresses, will be public pursuant to Minnesota Statutes, section 13.41, subdivision 5.

Tennessen Warning - Individual
(a) Purpose and Intended Use of the Data
The data you give us about yourself is needed to:
a) identify you;
b) enable us to contact you when required;
c) assist us in determining your qualifications and eligibility for the license you are applying for;
d) comply with certain federal and state reporting requirements; and
e) evaluate the administration and management of this licensing/registration program.

(b) Disclosure: Mandatory or Voluntary?
You are legally required to supply all of the data required on the Uniform Application pursuant to Minnesota Statutes, section 60K.37, subdivision 2 (if you are a producer) or Minnesota Statutes, section 72B.04, subdivision 3 (if you are an adjuster). In particular, you must provide your Social Security number pursuant to 42 U.S.C. 666(a)(13) and Minnesota Statutes, section 270C.72, subdivision 4. You are not legally required to supply any other data requested on the application.

(c) Consequences of Supplying or Refusing to Supply Requested Data
If you supply all of the requested data, your application will be processed. If you refuse to supply data requested on the application, your application will not be processed. Whatever information you do supply to the Department will be maintained by us, whether or not your application is approved.

(d) Others Authorized to Receive the Data
The information about you that is collected on the application will be classified as either public or private data. Public data will be accessible to the public. Private data about you will be accessible only to:
a) you;
b) state personnel who determine your eligibility for licensure;
c) employees of license database vendors;
d) the Minnesota Department of Revenue (Minnesota Statutes, section 270C.72, subd. 4);
e) the public authority responsible for child support in Minnesota (Minnesota Statutes, section 256.978);
f) any appropriate person(s) or agency, if the Commissioner of Commerce determines that failure to make the data accessible is likely to create a clear and present danger to public health or safety;
g) person(s) authorized by a court order; or
h) any other person authorized by state or federal law.

 

State Specific Business Entity Requirements

Every business entity applicant for a Minnesota Non-Resident insurance producer license must meet the following requirements:

 

 

Technology Fee - The 2007 Legislature passed a provision that requires many applicants for licensure and current licensees to pay up to a $25.00 fee to cover the costs associated with implementing the Department's electronic licensing systems. This new legislation affects Insurance Producers, Public Adjusters and Independent Adjusters and is added to the total cost of the license or license renewal. In return for paying the technology fee, insurance producers and their education providers will no longer have to pay on a per transaction basis to use many of the online services such as printing a license, requesting letters of certification, making address or name changes, etc.

 

An OET Surcharge is charged to License classes that are not already charged the Technology Fee and is added to the total cost of the license or license renewal. The OET fee is 10% of the original license fee with a minimum fee of $5.00 to a maximum of $150.00. Example: The License fee is $200.00 + OET fee is $20.00 and the total fee charged is $220.00.

State fees will not be collected by NIPR (on behalf of MN) when a transaction is declined according to MN business rules. Transaction fees and processing fees will still apply. Violation of the following rules will result in a decline response.

 

TENNESSEN WARNING

On your application, the Minnesota Department of Commerce will ask you for information, like your Social Security number, that is classified as "private data" under the Minnesota Government Data Practices Act (Minnesota Statutes, chapter 13). The Data Practices Act requires any governmental entity asking an individual to supply private data to inform the individual of:
(a) the purpose and intended use of the requested data;
(b) whether the individual may refuse to supply the requested data or is legally required to supply it;
(c) any known consequence of supplying or refusing to supply private data; and
(d) the identity of other persons or entities authorized by state or federal law to receive the data.
The information contained in (a)-(d) is called a "Tennessen Warning" and is set forth below. The Tennessen Warning also satisfies the federal notice requirement under 5 U.S.C. 552a Note, which is triggered by our request for your Social Security number in the application.
If the Commissioner of Commerce issues a license to you, all information contained in your application, except your Social Security number and nondesignated addresses, will be public pursuant to Minnesota Statutes, section 13.41, subdivision 5.


Tennessen Warning - Business Entity
(a) Purpose and Intended Use of the Data
The data you give us about yourself is needed to:
a) identify you;
b) enable us to contact you when required;
c) assist us in determining your qualifications and eligibility for the license you are applying for;
d) comply with certain federal and state reporting requirements; and
e) evaluate the administration and management of this licensing/registration program.

(b) Disclosure: Mandatory or Voluntary?
You are legally required to supply all of the data required on the Uniform Business Entity Application pursuant to Minnesota Statutes, section 60K.37, subdivision 3. In particular, you must provide your Minnesota business identification number pursuant to Minnesota Statutes, section 270C.72, subdivision 4. You are not legally required to supply any other data requested on the application.

(c) Consequences of Supplying or Refusing to Supply Requested Data
If you supply all of the requested data, your application will be processed. If you refuse to supply data requested on the application, your application will not be processed. Whatever information you do supply to the Department will be maintained by us, whether or not your application is approved.

(d) Others Authorized to Receive the Data
The information about you that is collected on the application will be classified as either public or private data. Public data will be accessible to the public. Private data about you will be accessible only to:
a) you;
b) state personnel who determine your eligibility for licensure;
c) employees of license database vendors;
d) the Minnesota Department of Revenue (Minnesota Statutes, section 270C.72, subd. 4);
e) the public authority responsible for child support in Minnesota (Minnesota Statutes, section 256.978);
f) any appropriate person(s) or agency, if the Commissioner of Commerce determines that failure to make the data accessible is likely to create a clear and present danger to public health or safety;
g) person(s) authorized by a court order; or any other person authorized by state or federal law.

 

State Contact Information:

Minnesota Dept. of Commerce
Licensing Division
85-7th Place East, Suite 258
St. Paul, MN, 55101
Fax: (651) 284-4107