ARIZONA RESIDENT LICENSE

Resident License:

Yes Accepts licenses for Individuals electronically.
Yes Accepts licenses for Business Entities electronically.
Yes Accepts Limited License Classes and Lines of Authority electronically
Yes Applicants can add lines of authority to an existing active license electronically.
No Applicants can reinstate a license electronically
No Applicant may apply for Variable without holding the Life Line of authority
Yes Applicant may apply for Surplus Lines Broker electronically
No Applicants may renew Managing General Agent licenses electronically

Processing Rules

State fees will not be collected by NIPR (on behalf of AZ) when a transaction is declined according to AZ business rules. Transaction fees and processing fees will still apply. Violation of the following rules will result in a decline response.

Resident License Renewals

CONTACT INFORMATION

ATTN: Licensing
Arizona Department of Insurance
Insurance Licensing Section
2910 N. 44th St., Suite 210
Phoenix, AZ 85018-7269

Yes Accepts licenses for Individuals electronically.
Yes Accepts licenses for Business Entities electronically.
Yes Accepts Limited License Classes and Lines of Authority electronically.
No Applicant may renew Variable without holding the Life Line of authority.
Yes Applicant may renew Surplus Lines electronically.
No Applicants may renew Managing General Agent licenses electronically
Yes Applicants can late renew a license electronically.

Processing Rules

State fees will not be collected by NIPR (on behalf of AZ) when a transaction is declined according to AZ business rules. Transaction fees and processing fees will still apply. Violation of the following rules will result in a decline response.

Resident License Renewals

Additional Information from AZ DOI:

This document provides Arizona’s state-specific requirements for Arizona residents seeking to (a) become licensed in Arizona, (b) relocate to Arizona, or (c) add a line of license authority to an existing Arizona insurance license. 

A.        BEFORE YOU APPLY

Consider the following facts before applying for an Arizona insurance license:

Arizona can deny a license for any cause listed in Arizona Revised Statutes ("ARS") § 20–295. You should review this statute before deciding to spend the time, effort and money to apply for a license. If you apply for a license, you must truthfully and completely answer questions asked on the application, and you may need to provide additional documentation.

B.        FEES

C.        ARE YOU AN INDIVIDUAL OR BUSINESS ENTITY?

Individual includes sole proprietorships. 

Business entities include corporations, associations, partnerships, limited liability companies, limited liability partnerships, business trusts. 

Establish the business entity through the appropriate Arizona state agency (usually Arizona Corporation Commission or Arizona Secretary of State) before applying for the insurance license.

D.        LICENSE APPLICATION STEPS

2.         INDIVIDUALS AND BUSINESS ENTITIES: Complete the NIPR’s “ERL Application.”  After you complete the application, the system may tell you that your application is “administratively deficient” and will identify additional requirements you need to satisfy.

3.         INDIVIDUALS AND BUSINESS ENTITIES: If you answer YES to one or more of the background questions, select the “Background Questions Supporting Documents” option for the NIPR “Attachments Warehouse” to submit:

a.         A signed statement describing (in detail) all incidents including (i) names of all involved, (ii) dates and locations, (iii) the names and localities of any courts and/or administrative agencies involved, (iv) the disposition of each matter, (v) whether the conviction, plea or finding was for a felony, misdemeanor or open-ended charge.

 

b.         Documents showing charges and case disposition, including all indictments, complaints, plea agreements, orders of conviction, judgments, notices of hearing or trial, sentencing orders, suspension/revocation orders and other information, that relates to each matter.

 

c.         “Short Form Application for Written Consent to Engage in the Business of Insurance Pursuant to 18 USC §§ 1033 and 1034” if (and only if) you were convicted of a felony involving dishonesty or a breach of trust, or you were convicted of violating 18 USC § 1033.  Visit the PRODUCERS page of the Arizona Department of Insurance web site (www.azinsurance.gov) to download this form and for additional “Section 1033 waiver” information.

4.         If you do not currently hold an Arizona-resident insurance license,

a.         Submit a fingerprint card on FBI Form FD­258

Visit the PRODUCERS page of the Arizona Department of Insurance web site (www.azinsurance.gov) for fingerprinting information.

b.         INDIVIDUALS ONLY: Submit an original, signed Form L­152 (License Eligibility / Lawful Presence Requirement) with a copy of one of the listed forms of identification.  Visit the PRODUCERS page of the Arizona Department of Insurance web site (www.azinsurance.gov) for Form L­152 and additional information about this requirement.

5.         If you intend to use an “assumed name” or “DBA” name:

a.         File Form L­193 if you intend to use any name other than your genuine name when engaging in business under an Arizona insurance license.  Visit the PRODUCERS page of the Arizona Department of Insurance web site (www.azinsurance.gov) for Form L­193 and additional information about this requirement.

b.         Register a “trade name” with the Arizona Secretary of State (www.azsos.gov) to prevent anyone else from taking the name in Arizona. 

E.  ADDITIONAL REQUIREMENTS FOR CERTAIN TYPES OF LICENSES:

1.         BUSINESS ENTITIES:  Each owner and stockholder must be individually licensed as a bail bond agent.  ARS § 20­340.01(B).

2.         INDIVIDUALS AND BUSINESS ENTITIES: Submit the original of a surety bond executed by the surety insurer on Form L­195. Visit the PRODUCERS page of the Arizona Department of Insurance web site (www.azinsurance.gov) for Form L­195and additional information about becoming a bail bond agent.

1.         You must hold or be applying for an Arizona-resident property or casualty insurance producer license.

2.         At least one individual in each office location must be licensed as a property or casualty insurance producer and as a surplus lines broker.

F.         YOUR RIGHTS AND RESPONSIBILITIES

1.         Licensing time frames.  Once the Arizona Department of Insurance receives your application, it has up to 120 days to determine whether it contains all required information and is therefore “administratively complete,” and up to an additional 60 days to review the substance of your application.  These timeframes are the outer limits by which the Department must grant or deny a license application.  The Department processes most applications within 30 days.

2.         An Arizona-licensed insurance professional must:

a.         Report changes of address, name changes, or changes to a business entity’s principals (officers, members, directors, designated responsible producer, etc.) within 30 days.  ARS § 20­286(C).

b.         Report administrative actions within 30 days after the final disposition of the case. ARS § 20­301(A).

c.         Report criminal prosecutions within 30 days after the pretrial hearing, indictment or judgment, whichever is first. ARS § 20­301(B).

d.         Renew the license prior to its expiration.  Whether the Department of Insurance, as a courtesy, notifies a licensee of an upcoming license expiration, the licensee is solely responsible for fulfilling all license renewal requirements prior to the license expiration.

e.         Maintain and apply up-to-date knowledge.  Use the Arizona Department of Insurance web site (www.azinsurance.gov) as a resource for Arizona laws, rules, regulatory bulletins, and other important information.

The Arizona Department of Insurance is an equal employment opportunity agency that complies with the Americans With Disabilities Act (ADA) of 1990.  Persons with disabilities may request reasonable accommodation by contacting the Department of Insurance ADA Coordinator at (602) 364-3471.